As the authorized representative, I certify that the policy of
insurance submitted has been issued to the insured named above for the policy
period indicated. Notwithstanding any requirement, term or condition of any
contract or other document with respect to which the submitted certificate may
be issued or may pertain, the issuance afforded by the policy described herein
is subject to all the terms, exclusions and conditions of such policies.
Aggregate limits submitted may have been reduced by paid claims.
Should any of the above described policies be cancelled before the
expiration date thereof, the issuing insurer will endeavor to submit within 30
days notice to the certificate holder, but failure to do so shall impose no
obligation or liability of any kind upon the insurer, it’s agents or